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The Kwangju Bank, Ltd.

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〔광주은행 개인뱅킹 서비스특징〕

광주은행 개인뱅킹 앱은 고객중심 서비스로 빠르고 편리한 스마트뱅킹 서비스입니다.
① 하나의 앱으로 뱅킹서비스, 상품가입 등 모든 서비스를 통합적으로 이용가능
② 이체 단계를 축소한 즉시이체 및 큰글씨이체 제공 
③ 자주쓰는 계좌 관리 및 이체 서비스 제공
④ 종이통장 및 현금카드 없이 현금출금이 가능한 스마트출금서비스 제공
⑤ 이체시간 지정서비스 제공을 통한 보안강화
⑥ 주사용인증서 등록 및 가상 키보드 크기로 확대로 사용자 편의성 제공 
⑦ PUSH 알림서비스 제공

〔주요서비스〕
- 조회 : 전체계좌조회, 예금조회, 펀드조회, 대출조회, 외환조회, 자기앞수표조회
- 이체 : 즉시이체, 빠른이체, 예약이체, 자동이체, 큰글씨이체
- 금융상품몰 : 모바일상품, 예/적금, 대출, 펀드
- 스마트출금 : ATM출금, 창구출금
- 예금 : 예금계좌조회, 예금신규, 예금해지
- 펀드 : 펀드계좌조회, 펀드추가입금, 펀드환매/해지
- 대출 : 대출계좌조회, 대출신청결과조회, 예적금담보대출, 대출이자조회/납입, 대출금상환/해지, 대출거래내역조회, 예금담보상계상환
- 외환 : 외환계좌조회, 외화송금, 환율조회
- 지로/공과금 : QR코드간편납부, 지로/생활요금납부, 지방세납부, 아파트관리비 납부, 4대보험통합납부, 자동이체관리, 자주쓰는 지로관리
- 신용카드 : 이용내역조회, 결제예정금액, 이용대금명세서, 선결제, 현금서비스 신청, 현금서비스이용내역, 기프트카드기명등록, 보유카드조회, 이용한도조회 추천카드조회
- 공인인증센터 : 인증서발급/재발급, 인증서가져오기, 인증서내보내기, 타기관 인증서 등록/해제, 인증서관리, 주사용인증서등록

※ 이용안내
- 루팅 등 운영체제가 변조된 단말기에서는 서비스 이용이 불가합니다.
- 광주은행에서는 고객님의 개인정보나 보안카드번호 전체를 요구하지 않습니다.
- 이동통신사 통신망(3G/LTE), 무선망(Wi-Fi)을 통해 이용 할 수 있으며, 3G/LTE에서는 정액요금제에서 용량 초과시 데이터 요금이 부과될 수 있으니 유의하시기 바랍니다.
[Características del servicio de banca personal de Gwangju Bank]

La aplicación de banca personal de Gwangju Bank es un servicio de banca inteligente rápido y conveniente con un servicio orientado al cliente.
① Todas las aplicaciones, incluido el servicio bancario, la suscripción de productos, etc. pueden integrarse en una sola aplicación
② Tan pronto como se reduce la fase de transferencia, la transferencia y la transferencia de gran formato
③ Brindar servicios frecuentes de gestión de cuenta y transferencia.
Service Servicio de retiro inteligente que puede retirar efectivo sin una libreta y una tarjeta de débito.
⑤ Seguridad mejorada a través de la provisión del servicio de especificación de tiempo de transferencia
⑥ Proporcionar comodidad para el usuario al registrar el certificado para uso principal y expandirlo al tamaño del teclado virtual
Servicio de notificación ⑦PUSH

[Servicios Principales]
- Consulta: Consulta de cuenta completa, consulta de depósito, consulta de fondo, consulta de préstamo, consulta de tipo de cambio, consulta de cheque de caja
- Transferencia: Transferencia instantánea, transferencia rápida, transferencia de reserva, débito directo, transferencia grande
- Centro de productos financieros: productos móviles, p. Ej. Ahorros / préstamos, fondos
- Retiro inteligente: retiro de cajero automático, retiro de efectivo
- Depósitos: consulta de cuenta de depósito, nuevo depósito, retiro
- Fondos: invirtiendo en cuentas de fondos, depositando fondos adicionales, recomprando / cancelando fondos
- Préstamo: consulta de cuenta de préstamo, solicitud de resultado de solicitud de préstamo, préstamo hipotecario, solicitud / pago de intereses de préstamo, reembolso / terminación de préstamo, consulta de historial de transacción de préstamo,
- Divisas: consulta de cuenta de divisas, transferencia de moneda extranjera, consulta de tipo de cambio
- Giro / Utilidad: pago simple en código QR, Giro / pago de gastos de manutención, pago de impuestos locales, pago de la tarifa de administración del apartamento, pago integrado de cuatro seguros, gestión de transferencia automática,
- Tarjeta de crédito: consulta del historial de uso, monto a pagar, estado del precio de compra, pago anticipado, solicitud de servicio de efectivo, historial de uso del servicio de efectivo, registro del nombre de la tarjeta de regalo,
- Centro de certificación autorizado: emisión / reemisión de certificados, importación de certificados, exportación de certificados, registro / liberación de otros certificados, gestión de certificados, registro de certificado para uso principal

※ Información
- El servicio no está disponible en terminales con sistema operativo modificado, como el enrutamiento.
- Gwangju Bank no requiere su información personal o el número completo de la tarjeta de seguridad.
- Se puede utilizar a través de la red de comunicación móvil (3G / LTE) y de la red inalámbrica (Wi-Fi). En el caso de 3G / LTE,


Anytime, anywhere, is fast, convenient Kwangju Bank, smart banking.
〔Special Features of Gwangju Bank Personal Banking Service〕

Gwangju Bank personal banking app is a fast and convenient smart banking service with a customer-centered service.
① All services such as banking service and product subscription can be used in one app
② Provides immediate transfer and large print transfer with reduced transfer steps
③ Provide frequently used account management and transfer services
④ Providing smart withdrawal service that allows cash withdrawal without paper bankbook and cash card
⑤ Reinforcement of security through provision of designated transfer time service
⑥ Providing user convenience by registering the main certificate and expanding it to the size of a virtual keyboard
⑦ Provide PUSH notification service

〔Main Service〕
-Inquiry: Total account inquiry, deposit inquiry, fund inquiry, loan inquiry, foreign exchange inquiry, cashier's check inquiry
-Transfer: Instant transfer, fast transfer, reservation transfer, automatic transfer, large print transfer
-Financial product mall: mobile products, deposits/savings, loans, funds
-Smart withdrawal: ATM withdrawal, window withdrawal
-Deposit: deposit account inquiry, deposit new, deposit cancellation
-Fund: Fund account inquiry, fund additional deposit, fund redemption/termination
-Loan: Loan account inquiry, loan application result inquiry, deposit secured loan, loan interest inquiry/payment, loan repayment/termination, loan transaction details inquiry, deposit security account repayment
-Foreign exchange: Foreign exchange account inquiry, foreign currency remittance, exchange rate inquiry
-Giro / utility bill: QR code simple payment, Giro/living fee payment, local tax payment, apartment management fee payment, integrated payment of 4 major insurances, automatic transfer management, management of frequently used giro
-Credit Card: Usage history inquiry, payment expected amount, usage statement, prepayment, cash service application, cash service usage history, gift card name registration, holding card inquiry, usage inquiry, recommended card inquiry
-Certification Center: Certificate issuance/reissuance, certificate import, certificate export, certificate registration/cancellation from other organizations, certificate management, primary certificate registration

※ Information Use
-The service cannot be used on terminals with altered operating system such as rooting.
-Gwangju Bank does not ask for your personal information or the entire security card number.
-Please note that it can be used through mobile carrier's communication network (3G/LTE) and wireless network (Wi-Fi), and in 3G/LTE, data charges may be charged when the capacity is exceeded in the flat rate plan.


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